Struggling to get financial help from BISP 8171 because of a high PMT score? You’re not alone. Thousands of deserving families are stuck in the same boat, wondering how to lower their PMT score and qualify for the BISP program. If you feel the system has overlooked your real financial situation, don’t worry—you can take action. This guide will walk you through everything you need to know to reduce your PMT score and boost your chances of getting BISP support.
What is a PMT Score and Why Does It Matter?
The PMT score (Proxy Means Test) is a number the government assigns to each household based on their income, assets, family size, and lifestyle. It’s a way for BISP to decide who really needs financial help. The lower your score, the higher your chances of getting aid.
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BISP usually considers households with a PMT score below 32 as eligible. If your score is higher than that, it means the system thinks you’re doing okay financially, even if you’re struggling in real life.
Here’s how your PMT score is usually calculated:
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Income from all sources
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Number of dependents (kids, elderly parents)
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Type of house (owned or rented, small or big)
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Vehicles or properties owned
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Utility bills (electricity, gas, etc.)
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Employment status of family members
If any of this data is outdated or wrong, your score might go up unfairly.
Why Are PMT Scores Rising So Fast?
The harsh reality is that life in Pakistan has become more expensive. Here’s what’s driving up PMT scores:
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Inflation and rising cost of living
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Higher fuel and utility bills
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Job losses or reduced income
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Data errors in surveys or NADRA records
For example, if you used to earn a decent income but recently lost your job, your PMT score might still reflect your old income. That’s why many families who genuinely need help are being marked as “not eligible.”
How to Reduce Your PMT Score for BISP 8171: Complete Process
If your PMT score doesn’t reflect your real situation, you can apply for a re-evaluation. Here’s the complete step-by-step guide:
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1. Review Your Household Information
Before you apply, double-check the data that BISP has on file. This includes:
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Income details
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Family size and dependents
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Property and assets
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Utility bills and expenses
If there’s a mistake or outdated information, it could be the reason your score is too high.
2. Visit the BISP Office for a Dynamic Survey
Head over to your nearest BISP Tehsil office. Bring:
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Your original CNIC
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Family Registration Certificate (FRC)
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Utility bills and income proofs
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Any documents showing loss of income, disability, or other financial challenges
Politely request a Dynamic Survey to update your details.
3. Explain Your Financial Situation Clearly
When you meet the BISP staff:
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Tell them why your score is wrong.
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Share any changes in income or family size.
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Highlight if you’ve sold property or no longer own certain assets.
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Provide medical reports if someone in your family is sick.
4. Submit All Documents
Make sure to give them all the correct papers. Missing or wrong documents can cause delays:
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CNIC and FRC
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Latest utility bills
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Proof of income (or loss of income)
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Rent agreement or property papers (if applicable)
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Medical/disability certificates (if applicable)
5. Wait for Data Recalculation
After your Dynamic Survey, BISP will update your records and calculate a new PMT score. If your new score falls below the eligibility limit, you’ll get access to BISP support.
How to Check Your PMT Score Online
Not sure about your current PMT score? You can check it easily:
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Visit the official 8171 BISP portal.
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Enter your 13-digit CNIC number.
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Complete the captcha code.
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Click on “Check Eligibility.”
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Your PMT score and eligibility status will appear on the screen.
If your score is still high, follow the above steps to apply for re-evaluation.
Common Documents Needed for PMT Re-evaluation
Make sure you have the following:
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Original CNIC
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Family Registration Certificate (FRC)
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Latest utility bills
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Proof of income or job loss
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Rent agreement or property documents
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Medical bills or disability certificates (if needed)
Having these ready will speed up your application process.
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What Happens After Your PMT Score is Reduced?
Once your score is updated and you qualify for BISP, you’ll get access to:
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Regular cash payments under BISP 8171
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Educational scholarships for children (like Waseela-e-Taleem)
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Emergency relief packages during national crises
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Priority in new government schemes
It’s not just about money—these programs can help improve your family’s future.
Key Mistakes to Avoid When Applying
Many people face delays or rejection because of simple mistakes. Here’s what you need to avoid:
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Don’t provide false information—NADRA cross-checks everything.
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Avoid paying bribes or using agents—BISP registration is free.
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Keep your NADRA records updated (births, deaths, marriages, etc.).
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Always attend BISP surveys when they call you.
Being honest and organized will make the process smoother.
Final Thoughts
If you’re struggling to get financial help from BISP 8171 because of a high PMT score, don’t lose hope. Your financial data can be updated through the proper channels, and your PMT score can be lowered to reflect your real situation. The process is simple: check your data, visit the BISP office, request a Dynamic Survey, and provide the right documents.
Remember, these programs exist to help people like you—families who are trying to survive tough times. Take the right steps, stay informed, and claim the benefits you deserve.