BISP Accounts Blocked for Women Whose Families Took Prime Minister's Business Loan

BISP Accounts Blocked for Women Whose Families Took Prime Minister’s Business Loan

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The Benazir Income Support Programme (BISP) is Pakistan’s largest welfare program. It helps poor and deserving women by giving them monthly cash assistance to meet basic needs. The aim is to reduce poverty and support families who have no regular source of income.

But recently, BISP has taken action against some women beneficiaries. Their accounts have been blocked because their husbands or they themselves have taken a business loan under the Prime Minister’s Youth Business & Agriculture Loan Scheme (PMYB&ALS).

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What Is the Prime Minister’s Youth Business Loan Scheme?

This scheme, launched by the Government of Pakistan, helps people start or grow their small businesses. Through this loan, people can borrow money from the bank, up to 10 lakh rupees (1 million) — on easy terms, often without interest or with very low interest.

This is meant to support youth and small business owners, but once someone takes this loan, the government sees them as financially improved — and no longer in need of BISP aid.

Why Have BISP Accounts Been Blocked?

BISP is meant only for very poor families who have no regular income or financial support. When someone takes a business loan, especially a large one like 10 lakh rupees, it shows they are financially better off.

So, BISP has started checking records through NADRA and bank databases. If a woman or her husband has taken a business loan under the Prime Minister’s Loan Scheme, then BISP automatically blocks their account and stops their aid.

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Official Announcement by BISP

BISP has clearly said:

“Women whose BISP accounts have been blocked because of a loan under the Prime Minister’s Youth Business Scheme should NOT visit BISP centers. Their financial aid has been stopped.”

This means that such women will not get money from BISP anymore, and going to the center will not help.

Who Is Affected?

You are affected if:

  • You are a BISP beneficiary and either:

    • You have personally taken a business loan, OR

    • Your husband has taken a business loan of up to 10 lakh rupees under the Prime Minister’s Business Loan Scheme.

These women will now be marked ineligible for further assistance under BISP.

What Should Affected Women Do?

1. Don’t Go to BISP Centers

If you know your family took a business loan, there is no need to go to the BISP center. Your name has already been removed from the list, and you won’t receive aid anymore.

Going to the center will only waste your time and create more rush for the staff and other women.

2. Check Your BISP Status Online or by SMS

To confirm whether your account is active or blocked:

  • Send your CNIC number to 8171

  • Or visit the BISP website: https://bisp.gov.pk

  • You can also check through NADRA offices or partner bank apps

If your aid has been stopped, the system will tell you that your account is blocked or you are not eligible.

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Are There Any Other Help Options?

Yes! If your BISP support has stopped, you can look into other government schemes that support business and self-employment.

Other Government Schemes to Explore:

  1. Ehsaas Interest-Free Loans – For starting small businesses.

  2. Punjab Rozgar Scheme – Especially for youth in Punjab.

  3. Kamyab Jawan Program – For young people wanting to open or expand a business.

  4. SMEDA Grants – For small industries and women entrepreneurs.

These programs can help you earn your own income and grow your family’s financial stability.

Why Is This Decision Important?

Making Sure Help Goes to the Most Needy

Pakistan’s resources are limited. The government wants to make sure only the poorest families get help through BISP. If someone has already taken a big loan to start a business, they are considered better off, and BISP money should go to others who are still struggling.

Using Data to Keep the System Fair

The government now uses modern technology and NADRA data to check who really needs help. This helps prevent fraud and ensures fair distribution of money.

Reaction from the Public

Some women have been shocked or confused by this decision. They didn’t know that a loan taken by their husband could lead to their aid being stopped. Others say they were not informed on time.

In response, BISP is planning to send more SMS alerts, run TV and radio ads, and work with local officials to spread awareness.

What You Need to Remember

  • If you or your husband took a loan under the Prime Minister’s Business Loan Scheme, your BISP aid has been stopped.

  • Don’t go to BISP centers — it won’t help if your account is blocked.

  • You can check your status by sending your CNIC to 8171.

  • If you’re no longer eligible, look into other government loan and business schemes.

  • BISP wants to make sure only truly poor and needy families continue to receive help.

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Final Words: Moving Toward Self-Reliance

While it may feel upsetting to lose BISP aid, taking a business loan is a step forward. It shows that your family is ready to stand on its own feet. Now is the time to use that loan wisely and build a better future through hard work and honest income.

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